So, another year ends. Did you stop to think about everything you are grateful for, and how to prepare for 2024? We have some financial tips for you: Year-end checklist: Required Minimum Distributions: What are they, how are they calculated,... Read More
What should you experience when meeting with a financial planner? A generic computer-generated plan or a comprehensive plan designed with you in mind? At Crystal Clear Finances, we believe you are unique and will create a plan that is customized... Read More
Join Crystal as she describes QLACs, Qualified Longevity Annuity Contracts, and how they could help individuals transfer their RMD into an annuity, satisfy their RMD requirements, and possibly lower the amount of taxes they owe today! Learn more about how... Read More
Wealth requires the integration of both sides of the coin! The cold hard numbers of finances and the softer side of wealth which includes your Mindsets, Memories, and the Money Myths you believe. Tune into the Crystal Clear Finances YouTube... Read More
Just like soft skills are needed to have an impact and promotion within a workplace, understanding the softer side of wealth can help empower individuals to provide for themselves and those they love financially. Tune into the Crystal Clear Finances... Read More
Qualified plans do 2 main things: They defer the tax and the tax calculation! So it’s important to ask ourselves, what tax bracket will I be in during retirement and what deductions will I have when it is time to... Read More
Q: How do you fund your family bank without decreasing your lifestyle? A: You can look for places where you are losing money unknowingly and unnecessarily and then redirect the funds! Learn more on the Crystal Clear Finances YouTube channel.... Read More
There are three main parts to a financial plan: Savings, Investments, and Protection. Positioning each component in a tax-efficient manner requires strategy and long-term planning. Join V on the Crystal Clear Finances YouTube channel as he reviews the purposes behind... Read More
In the midst of the great depression, J.C. Penny used a loan against his $3 million dollar life insurance policy to help his retail stores after the 1929 crash! Thankfully he had a properly funded, dividend paying, cash value life... Read More
Do you know the 4 types of tax planning strategies? Reorganization strategy: Designed to save immediate dollars before finding new money! Annual year-end tax planning: Allows for tax bracket maximization. Long-term tax planning. Strategically placing assets in the right places... Read More
