10 Key Life Insurance Terms

September 12, 2026

Join us for today’s podcast as Crystal delivers a comprehensive educational presentation on life insurance, explaining 10 key terms to help clients understand and confidently discuss life insurance options. She will cover the underwriting process, the importance of detailed beneficiary designations, and carefully considering both primary and contingent beneficiaries. She will also share what grace periods are for premium payments, paid-up addition riders that increase death benefits, and accelerated death benefits and chronic illness riders that allow policyholders to access death benefits for terminal illnesses or long-term care needs. Crystal concludes by encouraging listeners to work with financial advisors who specialize in holistic financial planning that includes life insurance as part of a comprehensive strategy.  Tune in today for the 10 key life insurance terms!

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Investment Advisory Services offered through AlphaStar Capital Management, LLC a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. AlphaStar Capital Management, LLC and Crystal Clear Finances are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services are offered through individually licensed and appointed agents in various jurisdictions.