Does the value of your house go up or down if you pay extra? Do your payments going forward change? And can you easily access to that money again? This is Crystal Langdon with Today’s financial Gem. When it comes to mortgages, there are a lot of misconceptions. Paying extra doesn’t mean you house value will go up – the economy and your neighborhood play in that decision, paying extra usually doesn’t let you skip the next payment or pay less, and all the money you give to the bank for the house, you have qualify to touch it again. Money and mortgages have financial rules. Understanding how they work can you help become efficient and, could save you money now and in the future. Learn more by calling Crystal Clear Finances today! 518-433-7181.

Investment advisory and financial planning services are offered through Alphastar Capital Management LLC, a SEC registered investment adviser. Crystal Clear Finances and Alphastar are separate and independent entities. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.